Commercial Real Estate Loans
Get a Better Commercial Real Estate Loan. Fast.
Get the right commercial property financing without the stress, multiple applications, or endless waiting.
Whether you're just looking for the best pricing on a good, old-fashioned life company loan for your stabilized property or need a mezzanine piece for your value-add office property, we leverage our relationships to benefit you first. Everyone else - including us - is secondary.
Our team of expert commercial mortgage brokers has a Rolodex as deep as any other national establishment. But what we offer make us different: access to more lending institutions and more capital, more diverse capital structures and solutions, in-house underwriting, and the same obsessive, hand-on client service whether you need a $1 million or a $50 million loan.
The nation's #1 source for commercial real estate financing
Commercial Mortgage Program Highlights:
Interest Rates | |
Up to 75% (and 85% for Mezz & Preferred Equity) | |
Minimum Loan amount | $1 million |
Up to 30 years | |
Term | Up to 25 years |
Financing Options | Permanent Financing, Loans Under $1M, Bridge Loans, Mezzanine Financing, Construction Loans, USDA 538 Loan Program, Life Company Loans, SBA 7(a) Loans, SBA 504 Loan Program, Fannie Mae Loans, Freddie Mac Loans, CMBS Loans, HUD Multifamily Loans, Fix and Flip Loans, HUD 223(f) Loans, HUD 221(d)(4) Loans, HUD 223(a)(7) Loans, HUD 241(a) Loans, HUD 232 Loans, HUD 232/223(f) Loans, HUD 232 LEAN Loans, HUD 232/223(a)(7) Loans |
Eligible Property Types | Retail, Office, Industrial, Apartments, Self Storage, Hotel, Land, Church, School, Auto Dealership, Auto Repair Shop, Car Wash, Gas Station, Healthcare, Medical Office, Dental Office, Veterinary, Fitness Center, Bowling Alley, Convenience Store, Day Care Center, Golf Course, Anchored Strip Center, Restaurant, Marina, Warehouse, Funeral Home |
Get a detailed estimate of the monthly payments on your commercial real estate loan. Simply enter the loan amount, interest rate, and amortization to get the information you need.
Try our Commercial Mortgage Calculator
Refinancing and Buying Commercial Property
Commercial Permanent Financing
Permanent financing can be a tricky business. Small banks and credit unions vary substantially in options they offer; CMBS spreads move in and out as liquidity fluctuates. As a result, it is important to balance loan terms and guarantor (or carve-out guarantor) personal financials with property financials, investor goals, property economics, and so on.
The right terms may be a 5-year balloon or a 20-year fully amortizing loan with a life company. It may be a non-recourse, 10-year fixed CMBS deal, or a low-leverage floating rate with a credit union.
Whatever your goals, we work hard to build financial models and debt offering memorandums that cater to what we know our relationship-lenders want to see. When it comes time to finance your stabilized commercial property, Commercial Real Estate Loans has the experienced commercial mortgage brokers and advisors on staff to get the job done, and get it done right.
Building and Developing Commercial Real Estate
Commercial Construction Loans
When building commercial properties, you need a lender that understands costs, entitlements, and future-value. There is a balance that must be reached between recourse, pre-leasing, pre-selling, cash vs. land equity, leverage, and, of course, pricing. Not all banks or institutions have the same guidelines. And not all of them fully understand different asset classes, developer goals/strategies, or submarkets.
It's important to leverage your financial intermediary’s relationships in order to negotiate the right terms with the right lender for your commercial development opportunity. When you have paid all your soft costs and impact fees and are ready to break ground, sometimes it just boils down to certainty of execution.
Whatever your goals, Commercial Real Estate Loans has the debt advisory team on staff to negotiate on your behalf and arrange the most competitive commercial construction financing the market has to offer.
Repositioning Commercial Real Estate
Commercial Bridge Loans
Sometimes you have to unlock the potential in a property. However, many lenders can't see past construction or permanent financing. When repositioning a property, short-term financing is usually the way to go, often in the form of a commercial bridge loan.
Bridge loans have several benefits. For starters, you can get a loan based on the total cost (cost can include purchase price plus rehab, capex, tenant improvements, interest reserve, etc.). On top of that, bridge loans for commercial properties often have a built-in interest reserve if cash flows aren't strong enough. Another benefit of bridge financing is that after you add value or stabilize the asset (in the form of increased rents, improved occupancy, greater efficiencies in operating expenses, etc.), you can sell or refinance the asset and recapitalize, quite often without any penalty.
Although bridge loans have a reputation for being expensive, there are plenty of affordable bridge financing instruments in today's market. At the same time, non-recourse options do tend to cost a bit more. When it comes time to add value to your property, the team of expert commercial mortgage bankers at Commercial Real Estate Loans will add value to your capital stack.
Testimonials
After all my negative experiences of recent years it has been a breath of fresh air... If I had not got to deal with you I do not know where we would be at present. It gives me enormous confidence to move forward with you on other deals.
- Nigel K; Multiple CRE & Multifamily Loans
We had tried several brokers to secure long-term finance but we were mostly strung along... Then we were introduced to you. You immediately cut to the chase and asked the questions that other brokers took the time to ask. Promptly, you responded to our questions and expedited actions... As a result, we were confident that we got the best deal... We are now saving thousands each month as well as paying off principal. Along the way, we refreshingly like the down-to-earth, friendly, positive and yet professional manner...
- Brett P; 26 Unit Apartment Loan
[Blake Janover] redefines the phrase “out of the box”! In the commercial real estate context, he brings expertise to the table well beyond his years, delivers where other brokers fail, and are a constant resource for any and all questions related to commercial real estate and development. His expertise is only topped by his dedication to his clients and a genuine desire to have them achieve their best results. I would highly recommend him for any and all matters relating to commercial real estate, whether on the debt side, equity side, or otherwise.
- Praveen K; Binghamton, NY, Bridge/Mini-Perm, Student Housing Portfolio Acquisition
Not only were all promises met, but beat by a long shot. He consistently went outside the scope of his required responsibilities. He was involved in every step of the process from initial contact to providing financial analyses on properties I was considering for purchase, to beyond loan closing and after my taking ownership of the new property. Blake is a negotiations expert, negotiating and renogotiating loan terms and fees, terms with the sellers, third party reports, and even repairs and deadlines that were being required by the city... They allowed me to step back and know that someone is working in my best interest.
- Albert B; Los Angeles, CA
Property types we finance
- All Property Types
- Retail
- Office
- Industrial
- Apartments
- Self Storage
- Hotel
- Land
- Church
- School
- Auto Dealership
- Auto Repair Shop
- Car Wash
- Gas Station
- Healthcare
- Medical Office
- Dental Office
- Veterinary
- Fitness Center
- Bowling Alley
- Convenience Store
- Day Care Center
- Golf Course
- Anchored Strip Center
- Restaurant
- Marina
- Warehouse
- Funeral Home
Calculators and research
- Commercial Mortgage Calculator
- Cap Rate Calculator
- NOI Calculator
- DSCR Calculator
- LTV Calculator
- LTC Calculator
- Debt Yield Calculator
- Yield Maintenance Calculator
- Internal Rate of Return Calculator
- Blog
- Current Mortgage Rates
- Forms and Templates
- Glossary
- CRE Insurance by State
- Loan Guides by State
- Video Library
- How to Get a CRE Loan
- Frequently Asked Questions
More from Commercial Real Estate Loans
- Commercial loan rates
- Apply online
- Recent transactions
- Testimonials
- What our clients say
- Commercial property for sale
- Commercial MLS guide
- Commercial property insurance
- Florida commercial mortgages
- Texas commercial real estate loans
- New Hampshire commercial loans
- Top 5 commercial lenders in New York
- NPL and performing loan financing
- Loan forms and templates
- Video library
- Career opportunities
- Janover Pro ROI calculator
- For commercial mortgage brokers
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Getting a commercial real estate loan should be easy. Now it is.
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Prefer to talk? (561) 556-7778