Retail Properties

From 500,000-square-foot malls to boutique single-tenant retail properties, we understand that each loan is unique.

While e-commerce’s explosive growth has changed the sector, brick-and-mortar retail continues to endure. Today, both retail entrepreneurs and established companies need loans to the finance acquisition, repositioning, rehabilitation, and development of retail centers, single-tenant retail properties, and shopping malls across the U.S.

Permanent Financing for Retail Properties

Commercial Real Estate Loans offers a wide array of permanent financing options for the acquisition or recapitalization of existing retail properties. We work hand-in-hand with our clients to drive down costs and spreads while improving leverage and returns for each investor. Every loan opportunity is carefully analyzed and paired with the right lender, from life companies to conduit lenders to investment banks. Loan options start from as little as $1 million with leverage up to 75% and amortizations as long as 30 years on CMBS loans.

Retail Property Loan Terms in July 2026

Retail property owners can make use of a number of different type of loans, but most investors utilize financing from banks or credit unions. Today's rates are displayed in the graphic below.

Of course, there are many more financing options beyond these. Many retail investors may consider any of the following:

Retail Property Loan Options

Repositioning and Rehabilitation of Retail Properties

Bridge Loans are offered for Repositioning, or Rehabilitation of existing retail property. Whether it is a value-add acquisition or a refinance to perform rehabilitation and increase rents in preparation for a transition to permanent financing, our team is experienced and ready. Commercial Real Estate Loans leverages its broad rolodex of institutional, bank, and debt-fund lenders to provide the optimal retail property repositioning solutions.

Retail Property Types

At Commercial Real Estate Loans, we offer the most complete portfolio of retail property financing in the commercial lending industry. We are experienced in financing a variety of retail property types, including single-tenant, multi-tenant, shadow-anchored, anchored, unanchored, local shopping centers, regional malls, big-box retail properties, power centers, neighborhood centers, and community centers.

We are comfortable financing Class A properties as well as arranging debt for Class D properties in tertiary markets. For every property type and submarket, there is a lender looking to place capital.

Different Types of Retail Properties

Single-Tenant and Multi-Tenant
Anchored and Unanchored
Local Shopping Centers
Regional Malls
Big Box Retail Properties
Power Centers
Neighborhood Centers
Community Centers

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